Privacy Policy & Terms of Service

1. Information We Collect

We collect information that you provide directly, such as:

• Account details (name, email, phone, university)
• Room and expense data you add in the app
• Basic usage data to improve product experience

2. How We Use Your Information

We use your information to:

• Provide and improve the service
• Process expense data and room workflows
• Send important updates and notifications
• Maintain safety and prevent abuse

3. Data Sharing

We do not sell personal data. We may share information only:

• With your roommates for shared expenses and tasks
• With service providers who support operations
• When required by law

4. Your Rights

• Access and correct your data
• Request deletion of your account
• Export your data where applicable

1. Acceptance of Terms

By using Apna Kharcha, you agree to these terms. If you do not agree, please do not use the service.

2. Eligibility

• At least 13 years old (or local age of majority)
• Capable of forming a binding contract

3. User Responsibilities

• Provide accurate information
• Use the service legally and responsibly
• Respect roommate privacy and consent

4. Service Availability

The MVP may change, pause, or evolve as we improve features and stability.